WJ Law held a “Home Buyers Workshop” on the 23rd October to assist buyers. Along with the homes to view, the builders, and the suppliers (such as the Kitchen manufacturers) were Mortgage experts to assist with the Smartmove Scheme, and help with how to buy through N.I. Co – Ownership, with no deposit.

Under the new Smartmove scheme, WJ Law defers 10% of the house price for up to 10 years. Along with the buyers 10% deposit, this makes the mortgage a maximum of 80% Loan to Value. So not only is there help with the deposit, the monthly payments are less too. Paying for only 90% of the house, gives buyers that little bit of extra help in the early years, as the 10% deferred payment to WJ Law is free for 2 years, thereafter a fixed interest rate of 5% APR will apply. Buyers will pay WJ Law 10% of the house value at the end of 10 years, or when the house is sold, whichever comes first.

Renowned for the Country Georgian character of many of their award winning schemes, WJ Law has consistently been at the forefront of innovation in the local housing market. Speaking at the launch of the new Smartmove scheme, Managing Director David Law said; “We have seen the cost of renting far exceed the cost to buy, simply because people could not get the deposit together. Working together with the Halifax we have the answer; luckily for us the answer includes buying one of our homes!”

Full details of the scheme may be found at www.wjlaw.co.uk/smartmove
Or with the Agents: Pinkerton Murray 028 9147 9393

Now WJ Law, one of Northern Ireland’s leading housebuilders, has teamed up with the Halifax to offer first time buyers a unique scheme that allows them to buy with only a 10% deposit. What’s more, the lending requirements of the Halifax are less onerous than many other lenders, which will make affording a new home within the reach of many more buyers.

Under the new Smartmove 2 scheme, WJ Law defers10% of the house price for up to 10 years, making the mortgage a maximum of 80% Loan to Value. Paying for only 90% of the house, gives buyers that little bit of extra help in the early years too, as the 10% deferred payment to WJ Law is free for 2 years, thereafter a fixed interest rate of 5% APR will apply. Buyers will pay WJ Law 10% of the value at the end of 10 years, or when the house is sold, whichever comes first.

Renowned for the Country Georgian character of many of their award winning schemes, WJ Law has consistently been at the forefront of innovation in the local housing market. Speaking at the launch of the new Smartmove scheme, Managing Director David Law said; “We have seen the cost of renting far exceed the cost to buy, simply because people could not get the deposit together. Working together with the Halifax we have the answer; luckily for us it includes buying one of our homes!”

Full details of the scheme may be found at www.wjlaw.co.uk/smartmove

Homebuyers can also discover a unique ‘Smart Move‘ scheme launched by the Developers in which W J Law pay a 25% mortgage deposit for clients on any of their new homes.  Buyers own their homes outright and the 25% is repayable at market value if you sell the house, or else within 10 years, whichever comes first.  This scheme enables the purchasers to arrange for a much lower mortgage resulting in lighter monthly repayments.

This scheme has proved particularly popular with first time buyers and  has helped push W J Law house sales to an all time record in the past eighteen months. Indeed 2010 got off to a flying start with 20 homes sold in 20 days!

If you are looking for a property, the Home Buyer’s workshop could provide just the help you need and provide a major step towards owing your own home.

Two show houses will be open on the day and drinks and nibbles will be available upon arrival. If you are planning to purchase a house, this is an unmissable opportunity. We look forward to seeing you there.

After selling 85 homes since January, many via their “Smart Move” Scheme, W.J. Law held a ‘Home Buyer’s Workshop’ at their flagship Ballantine Garden Village development in Lisburn, to explain this success and offer the scheme to new homebuyers.

Opening the event, The Mayor of Lisburn, Councillor Allan Ewart, enthused, “To my knowledge, this is the first time so many banks and Mortgage suppliers have been gathered together to help buyers.”

On site were the Halifax, the Northern Bank, Ulster Bank and First Trust Bank along with two Mortgage brokers. Visitors also learned of the W.J. Law Smart Move Scheme where W J Law pays the first 25%of the home.

Said Managing Director, David Law: “Being able to buy with the first 25% paid has been a tremendous help to people; getting a great mortgage rate on a much smaller Mortgage loan is a real win – win for buyers”

“Getting a loan has been such a barrier for people that we had to step in to help get things moving.” said David. Judging by the crowds on Saturday, this seems to have worked!

Also on hand were a full range of suppliers of Kitchens, Bathrooms, Tiles, Carpets and fireplaces to brief the interested visitors on their options.

Site Manager Michael Poole at Ballantine Garden Village won the best Site Manager in N. Ireland last year, and Michael has again been nominated for the award this year at Ballantine also.

The website for the site is www.ballantinegardenvillage.co.uk

Now two of the largest W.J. Law schemes are to host a “Homebuyers Workshop” to introduce more prospective buyers across the Province to the innovative Smartmove Scheme and current mortgage deals available.

1st: Ballantine Garden Village in Lisburn on Saturday the 26th September from 10am – 2pm

2nd: Summerhill in Banbridge on Saturday the 3rd October from 10 – 2pm.

At each of the schemes there will be advisor’s on hand, from Banks, Mortgage Providers right through to the builders and kitchen suppliers – all to help the buyer.

David Law, Director of W.J. Law said: “The Deposit offer has helped buyers enormously; being able to buy a home and have an average £50,000 deposit paid on your behalf has made buying a home possible and affordable. We pay the deposit, and the buyer can thus get a really good mortgage interest rate on the remainder.

“Having a good Loan – to – Value, means that buyers can have low interest rates such as 3.5%, giving monthly repayments from as little as £275 per month for a 2 bedroom house in Banbridge” said Mr Law. He points out, however the money does have to be paid back: “This is most likely when the buyer sells.”

Ballantine Garden Village has a range of homes from £149,000 – £275,000, plus there will be a Nursing Home, retirement village, Shops, Chemist and Crèche too.

Summerhill, Banbridge has a range of homes from £125,000 to £250,000, and has evolved into a charming and Award winning development.

The workshops are aimed at giving buyers a chance to buy award-winning homes at an affordable price, just as the record numbers who have done so already. We extend a warm welcome to all interested parties to come and share some drinks and nibbles on the day. You never know, we may have an offer which could enable you to make a really good deal on your next house purchase!

After selling a record number of homes in January via their Smart Move Scheme, Lisburn developer WJ Law decided to stage a “Home Buyer’s Workshop” to explain this success and offer the scheme to new homebuyers.

The builder brought a host of experts together for the event which was organized to mark the launch of the new Ballantine Garden Village development in Lisburn.

UTV’s Pamela Ballantine also came along to see the first properties in the striking new scheme.

More than 300 people kept a team of 22 experts working flat out for several hours, with four houses being sold on the spot.

On the back of Smartmove, we are seeing buyers getting interest rates of less than 4 per cent and hence interest payments of less than £350 per month.

We were overwhelmed by the interest in our Workshop and it is testament to how the problem of finding a huge deposit is keeping so many people from getting on the property ladder.”

Also attending the event were The Mayor of Lisburn, Ronnie Crawford and other representatives from Lisburn Council, Sprucefield Retail Park, and other leisure providers in the local area.

For more information on Smart Move, log onto www.wjlaw.co.uk/smartmove

Visitors were keen to find out about the highly successful Smart Move mortgage scheme and to take advantage of free advice from estate agents, mortgage lenders, interior designers, kitchen designers, bathroom, tile and fireplace suppliers.

Under Smart Move, WJ Law pays 25 per cent mortgage deposit for clients on any of their new homes. Buyers own their homes outright and the 25 per cent is repayable at market value if you sell the house or else within 10 years, whichever is first.

It’s a scheme which has proved particularly popular with first time buyers and which has seen a marked lift in sales for WJ Law, with 32 homes booked since the start of the year, compared to one booking in January 2008.

David Law said: “Being able to buy with virtually no deposit has been wonderful for buyers who were struggling to find a hefty deposit.